Fatpirate withdrawals, deposits and payment limits

• Fatpirate
• Fatpirate Payments

Fatpirate handles deposits and withdrawals through credit and debit cards alongside bank transfers, with processing timings and limits that vary by account level. Withdrawal requests move through the financial department within three business days, though verification requirements and VIP status determine both how quickly money clears and how much you can take out in a calendar month.

How long withdrawals actually take

The financial department processes withdrawal requests within three business days after the request is made, or three business days after the previous withdrawal was paid out — whichever comes later. The department operates Monday to Friday, 6 AM to 5 PM GMT, so requests submitted outside those hours join the next working day's queue.

A customer can have a maximum of three pending withdrawals on the account at any time. Further requests are blocked until one of the pending three clears.

The three-day window is the operator's stated processing time; the money then travels through the payment route itself — card returns and bank transfers add their own clearing days beyond that figure. Requests submitted late Friday or over a weekend enter the queue on Monday morning.

Fees, limits and what the operator charges

Withdrawal limits are determined by VIP level, not by payment method. The tiers run from 500 EUR per day at Level 1 to 1,500 EUR per day at Level 5, with corresponding monthly caps that range from 7,000 EUR to 20,000 EUR.

VIP Level	Daily Limit	Monthly Limit
Level 1	500 EUR	7,000 EUR
Level 2	500 EUR	10,000 EUR
Level 3	800 EUR	12,000 EUR
Level 4	1,000 EUR	15,000 EUR
Level 5	1,500 EUR	20,000 EUR

VIP status is calculated from activity during the 90 calendar days before a withdrawal request. A customer who has not placed bets for a month drops to Level 1 automatically, and the lower limits apply from that point forward.

The operator reserves the right to set minimum and maximum deposit amounts at its discretion. A minimum monthly wagering threshold of 20 EUR applies: withdrawal requests may be declined if this figure has not been met within the calendar month of the request.

Deposits must be rolled over at least once (x1) before a withdrawal is permitted. If the wagered amount falls short of the deposit, the operator reserves the right to cancel winnings and charge a 10% commission (minimum 0.5 EUR), or a 15% commission if the account was funded via bank card or bank transfer.

An account that has not been logged into for 180 days is considered inactive. A monthly administration fee of 5 EUR is charged while the account remains in that state.

The money in — deposits and funding

The terms mention credit and debit cards alongside bank transfers as deposit routes, but no specific payment providers are named. The operator can define minimum and maximum deposit sums case by case.

Refunds are generally not offered. In exceptional circumstances, a refund request must be made within 24 hours of the transaction.

Which methods work for withdrawals

Cards and bank transfers are the withdrawal routes the terms reference. The operator does not publish a list of specific payment brands or e-wallet services, so the payout method is likely determined at account level or by how the deposit was made.

Three pending withdrawals can sit on the account at once; a fourth request is blocked until one of the first three finishes processing.

Proving who you are before the first payout

Identity verification is mandatory before a withdrawal clears. The operator asks for a properly certified ID, proof of residence, and proof of ownership and transaction histories for the payment methods used — including bank or credit card statements.

Documents must be provided within 30 days after the request is made. Verification usually completes within 10 days after the request is answered in full. The operator may also carry out verification via phone calls, face verification or other means.

Source-of-funds checks may be requested to verify the origin of money deposited to the account.

When a payout is held or refused

A withdrawal may be declined if the minimum monthly wagering threshold of 20 EUR has not been met within the calendar month of the request. The rollover requirement — wagering at least x1 the deposit — must also be satisfied before a payout is permitted.

Verification delays are the most common hold: missing documents or incomplete answers to the KYC request push the three-day processing window back. VIP level demotion, triggered by 30 days without betting activity, also reduces withdrawal limits mid-month.

For issues that cannot be resolved through the cashier or account settings, contact the support team at [email protected] with the transaction date, amount and payment method ready. They are the only party who can act on a pending or declined request.

Gambling is for players aged 18 and over (18+). If it stops being entertainment, free confidential support is available at BeGambleAware.org.

Frequently asked questions